🏦 Banking is beyond broken.

Last summer, I visited the century-old Keswick Convention in England and was excited to see one of its lead sponsors was a Christian bank. I asked the man at the booth for details and it immediately became apparent that the bank’s shareholders were taking the Lord’s name in vain. The bank was charging interest on loans. It was inducing Christians to reap interest off Christians and churches in need of funds. It was encouraging Christians to borrow from the bank at interest to buy extra houses to lend for profit.🐍 There’s no such thing as a “Christian,” “kingdom,” or “ethical” lending that bites.Christian economics reflects the character of Jesus. God does not take more than He gives. God does not charge a profit on what He generously lends us interest-free.🚨 The Problem(s) with Mammonomic Banking
Bankers inflate the money supply by creating new debt-based credit-money, which you then have to pay back with interest. All that banker money-printing means your savings become worth less, your cost of living goes up, your paycheck buys less, and your tax money buys less each year—guaranteeing tax increases, more public debt, more service cuts, more public asset selloffs. Every country who uses this model has been destroyed as debt compounds and inflation impoverishes. The Bible calls debt "slavery." Lenders have chained the world in more than $330 trillion in debt and it's compounding us toward destruction.❤️ Christian Bank is a biblical, interest-free, at-cost, non-exploitative, not-for-profit, Christian-run financial institution. What you see is what you get and what you get is good.
It's important to understand the difference between banking and moneylending:💎 How Christian banking works
Biblical banking is not complicated: You deposit money in Christian Bank and pay a small monthly fee to cover the true costs of storing, protecting, and insuring God's money while you and the Holy Spirit decide how to allocate it.Your Christian Bank account includes:
💸 The option to hold your deposits in depreciating mammon cash (like $USD/$CAD/£GBP) OR in gold, silver, and the bank's own inflation-defensive asset-backed honest currency.
📱 A mobile wallet app with built-in budget/spending/giving tools that update in real-time.
📚 In-app financial coaching, stewardship advice, economic education, and devotionals.
💰 Unlimited saving wallets for different goals, with optional auto-allocating of your paycheck.
instant wires when you need them
💳 Flexibility to pay anywhere, any time, in any currency or cryptocurrency.How Christian moneylending works
⏳ Christians deposit cash (or gold/silver/bank currency equivalent) in a time-locked account (anywhere from 3 months to 7 years.) They do not receive any interest.
♻️ Those deposits are lent interest-free to Christian borrowers, Christian churches, and Christian businesses.🧠 Remember: at 6.3% interest over 30 years, you pay for a house twice... once as principal and once as interest. If we obey Jesus and lend freely, we can all be debt-free in half the time.How do you de-risk to ensure the loans get paid back?
🪪 The bank's loan officers conduct industry-best pre-qualifications. It is our responsibility to ensure no Christian ever gets in over their head.
🏠 Loans are fully collateralized. The bank takes direct legal “ownership” of the asset on behalf of the lenders and lets the borrower pay them back in interest-free installments.
7️⃣ Maximum seven-year loans.
🏛️ The borrower pays default insurance to a third-party insurer.
✝️ The borrower must be a practicing Christian including regular church attendance and tithing.
🏋🏽‍♂️ Christian Bank offers education, support, and coaching to build up borrowers.Won't lenders lose real wealth due to inflation?
Lending inflationary fiat currencies ($USD/$CAD/£GBP/etc) means the lender will be repaid less real value than they lend. Some of us are able to absorb the impact of sin and take the hit of inflation, but overall, it's only fair that loans are repaid on a fair value-for-value basis. That's why we encourage lenders to lend in gold, silver, or the bank's own inflation-defensive asset-backed honest currency. Justice = paying back like-for-like.💰 “Why would I lend if I can’t make a profit?”I’m sure you can hear the un-Christlikeness in the very question.✅ Christians lend because Jesus commands them to lend. (Luke 6:35, Matthew 5:42)
✅ Christians lend to show mercy to those in need.
✅ Christians lend to increase equality in the household of faith.
✅ Christians lend to help others escape the slavery of debt.
✅ Christians lend to bless.Christian lending is a ministry, an act of service, a proving ground for Christian economics, and a mirrored reflection of the God who lends freely.Currently, it’s estimated that Christians pay roughly $1 trillion in interest each year.What would happen if Christians obeyed Jesus’s command to lend freely? What could we do with an extra $1,000,000,000,000 per year to advance the kingdom of God?⏰ The time has come to restore biblical banking.
"Your ancient ruins shall be rebuilt;
you shall raise up the foundations of many generations;
you shall be called the repairer of the breach,
the restorer of streets to dwell in."💵 💷 💶 Put God’s money to work for God’s kingdom. Join Christian Bank.

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